No Such Thing as a Single Income Family!

Saved is earned.
Saved is earned.
Big announcement:

Parents who home educate their children must have someone at home. We may quibble about which parent must stay, but no doubt someone simply must.

Lots of people think keeping a parent at home precludes being a two income family, but it does not. The act of staying home saves so much, one wonders how that second wage-earner makes any money at all. Let’s look at how it adds up. (Note: These are 2011 prices.):

  1. Clothing. Stay-home clothes, timely bought (on sale) cost far less than suits or uniforms bought under duress. The same is true for shoes, bags, coats, etc.
  2. Transportation. If only one parent is going out to work, only one car is necessary. Same for gas.
  3. Work. Someone has to do it. Either you clean the house or someone else gets about $1000 per year to do it. You can do your own laundry, yard work, repairs, etc., and save the high price of hiring it done.
  4. Cooking. A rib-eye steak costs about $5 on sale at the grocery, about $12 at a restaurant. Spaghetti dinner for six costs the same at home as for one at a restaurant. Maybe less. A homemade birthday cake costs about $5, compared to $15 from the store, and you know which tastes better! Hearty, homemade bread is half or less of insipid store-bought.
    However, if you make these yummy foods to sell, you get the store price, or above.
  5. Shopping. What? Isn’t shopping how we lose money? No, that’s random spending. Shopping is comparing prices, waiting for sales, and squeezing all the value you can from every penny. It is sticking to your list, buying in bulk, and always being ready for the surprise bargain for someone’s gift for the future.
    It is what you don’t have time for if you’re on your way home from the office.
  6. Sewing. While it is true, fabric has gone up, it is also true you can make new, lovely curtains with hardly any sewing instructions, covering that window in sale fabric for about $25 instead of $125. With only a bit more knowledge, you could make yourself a skirt or cape. Learn a tiny bit more and make simple dresses for your girls. All with the same savings rate.
    But if you sell, it . . .
  7. Gardening. A pint of home-canned green beans costs about ten cents for the lid and bit more for energy to run the stove. There is an initial investment, but you can re-coup the cost once you’ve canned for a year or two. And store-bought vegetables are nearly $1 per can.
    And sometimes you can find used pressure canners and jars for nearly free.
  8. Crafts. A bit of yarn, a drop of glue, how surprising the fun and savings in making gifts! And the savings is phenomenal. You could develop a reputation for a certain type of gift and become known as “the afghan lady” or the “soap lady”, turning it into a business.
  9. Last, but not least, Child Care! It’s about $18 per day per child.
    That does not factor in the cost of medical care for all the diseases they will pick up.

This list could go on forever, but you get the idea. If, when you are at home, you actually WORK, you are a working mom. You add greatly to the family wealth. You add income by stopping the outgo.

Stop just wishing. You CAN go home. And this is how.

Published by Katharine

Katharine is a writer, speaker, women's counselor, and professional mom. Happily married over 50 years to the same gorgeous guy. She loves cooking amazing homegrown food, celebrating grandbabies, her golden-egg-laying hennies, and watching old movies with popcorn. Her writing appears at Medium, Arkansas Women Bloggers, Contently, The Testimony Train, Taste Arkansas, Only in Arkansas, and in several professional magazines and one anthology.

10 thoughts on “No Such Thing as a Single Income Family!

  1. Amen. If I had a “two income family” at this point, I would find myself paying to work harder.

    This seems more than just a little silly to me.

    1. Thanks! I agree with you, C.M., and I pray all women will find a way to be free from this. I know of even single moms who can be home and “there for” her children, by taking in work at home. I truly pray more can see this truth.

  2. I work part time just now, but know that I have more than enough to do at home to be full time at home. At the moment the jobs get done when I am here and then everything turns to chaos when I work! But it’s the best I can do for now!
    But I enjoy both ends of the week hugely.

    1. Oh, you KNOW you are working at both ends. I always say all moms work! It doesn’t matter where you are or whether you receive pay–it is the nature of women to work!
      I thank you for all your faithful comments!

  3. When I became a SAHM a little over 10 yrs ago, I hated leaving my job I mean it took me 10 years to get to the place I was at and I knew leaving meant all those years of working were wasted when it came to a career but you’re right we have saved a load of money and TIME. I mean when I figured it up, I would’ve actually been paying money out to go to work. Insane!

    1. Welcome back, Bats! Long time no see! 🙂 And you are right–time is money, isn’t it! In the meantime, we are all paying someone else to get the joy out of our little ones, if they bother to look! Oh, it is so good to hear from you again!

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